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April 2014

There are 2 blog entries for April 2014.

How to Improve Your Credit ScoreWe all focus on how to improve your credit score so much so that we all worry about having to pay our debts on time. But after all of the efforts to do so and we get out of credit, our Fico score goes down as we don’t have any debts to pay anymore. That does not seem like a good way to improve the credit score but if you’ll think about it, isn’t the sole purpose of our credit bureau report score to see how, even though we are in debt, we can still manage to spend the money that we have?

As a Dave Ramsey Endorsed Realtor, we wanted you to know what Dave already knows..  So here it is... If you’re thinking of the best way to improve your credit score, then:

How to improve your credit score without having to pay your debts on time is by getting out

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Buying An Atlanta Luxury HomeBuying An Atlanta Luxury Home

Buying An Atlanta Luxury Home has a lot of nuances to the newer buyer.  We'll go into more depth below, but the definition of luxury varies from market to market.  The Atlanta Luxury Market is basically anything over $500,000.  This wouldn't buy you anything in Hawaii.   The Atlanta Luxury market has different segments just like the regular home market.

First things first - Check your Financing.

If you are going to finance any of your home purchase then you'll want to get with a loan officer as soon as possible.  Jumbo loans are different then the more common ones at the "normal" buying level.   Don't be surprised if your agent or the seller requires a proof of funds letter or approval letter from your lender.  As

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