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GA Homes Digest - Real Estate Blog

Atlanta Real Estate Market Update November 2015

The Atlanta market continues to give signals that it's full steam ahead.  What's telling here is that despite new listings being higher then the 5 year average the active listings are so much lower then the 5 year average that there's still a shortage, which means prices are rising.   In the lower price points tensions have eased a bit due to the absence of professional hedge fund investors.   The means that local investors have more choices and first time home buyers can now browse homes that need to fixed up.  This is great overall for metro Atlanta, basically until that "Active" listing increases by a large percentage you won't see a huge shift in the market.  Thank goodness new construction hasn't…
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Down Payment Assistance For Veterans, Nurses, Teachers, Police and Firefighters

GA Dream program is still ongoing if you haven't read about it on our First Time Home Buyer Programs post, then head over there now.  However, there is a special program for Down Payment Assistance through the GA Dream Program that offers Military folks, Teachers, Firefighters and Police Officers and even others such as Nurses!  up to $7,500 for down payment assistance.  This is slightly more than what is offerred to "regular" home buyers.

Dubbed PEN Loans or Protectors Educators and Nurses these "loans" are down payment assistance for all public "safety" workers, including military, teachers, firefighters, police officers, nurses, correctional works and more!  Again,

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5 Things You Need To Know When Buying A New Home

5 Things You Need To Know When Buying A New HomeWith the real estate market up, there's a lot of new buyers and new move-up buyers that will be considering new construction.  Whether you're looking for new homes in Lawrenceville or closer in to Atlanta, the builders are out in full force and we thought it would be good to come up with a guide on What You Need To Know When Buying A New Home

First Things, First

The new home builder will likely have their preferred lenders and while it's tempting to browse real estate, it's in your best interest to at least get a quote.  You can ask us for our preferred lenders but we recommend a local Georgia lender that has been referred to you and one that's been in business for some time.  It's important that

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Atlanta Market Update October 2015

Atlanta Real Estate Market Update

Whether you're waiting for next spring to sell or buy there's a cost to waiting. The most common scenario is that a person wants to wait for better market conditions. Interesting enough the only time the market gets better for a buyer is in a down market. Here's where the challenge lies. Many buyers are sellers as well. So with the market continuing to rise so do seller's profits. However many local sellers will watch their profits rise at the expense of what they can find on the market. Quite the dilema.

All this talk of markets though reminds me that you should never time the market, you should consider moving when it makes sense for your family. This doesn't mean you forget the market altogether. You

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Why Your Loan Officer Matters

Other Trends - Loan Professionals, Underwriters and Appraiser...  Or more commonly referred to "Why Your Loan Officer Matters"  It used to be that you could just fill out an online app and if you had A+ credit the loan was a slam dunk.  However, in today's market this is no longer the case.  The world of finance now includes conversations with Underwriters and appraisers and many times your loan professional may not know exactly how to navigate that.  


Let's start with Appraisers.  They may seem benign enough but we previously wrote that they may be the most powerful persons in real estate.  They determine the value and now many are becoming defacto inspectors.  (You can read about the issues with values

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Atlanta Real Estate Market Update: August 2015

Real Estate Market

For the first time in 2015 the median price dropped for both metro Atlanta as well as Gwinnett County as a whole.  Median pricing dropped in Gwinnett from $194K to $189K for homes sold in August.  Overall this is still a whopping 8.9% increase over last year.  Increases like this are not sustainable over the long term.   In addition, although we are still up in every category over 2014 we are down.

When you look at the graph below you'll notice that we are heading toward our usual Fall downturn.  This price decrease isn't always an indication of overall price decreases but rather that luxury home buyers tend to buy during summer months as well as school home buyers. Atlanta Real Estate Market Stats 

A little bit more

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Closeout of Classic Roswell Townhome Community

Providence Final OpportunitiesProvidence is a closeout community of new construction in Roswell GA built by Frontdoor Communities. This neighborhood is now releasing a limited number of homes starting from the $580. You're probably asking: "Why should I call a Roswell Real Estate Agent now to get my own home in Providence?"

Here are reasons why:

  1. The homes are of great quality and have amazing design. These homes exude a luxury feel as they are a mix of classic and modern architecture. What's more is that they don't scrimp on comfort, as well! There are 2 different floor plans to choose from depending on your needs and taste.
  2. The community has great onsite amenities! Aside from the homes, you can find a lot of amenities in
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The Beginning of the End Of Real Estate Agents

Solopro won't change the industryThe end of real estate as we know it is coming but it's not going to happen as you might expect.   This week Inman Connect hosted it's week long look at technology, real estate, success and other things, include a biologist with a wicked beard.  One of the new "scary" companies (scary to real estate agents that is) is a company called Solopro.  Basically Solopro allows consumers to shop for services in an a la carte fashion from real estate and real estate related professionals in exchange the consumer gets a fat 3% rebate.   

The real estate agents immediately go to social media after reading news that Lowes is throwing support behind this effort.  My question is how is this different then a rebate

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How To Buy A Foreclosure

How To Buy A Foreclosure

It happens daily.  We will get a call regarding a home and the home buyer will ask us how they can buy a foreclosure.  I have to ask, "what do you mean?"  There's many different definitions of "foreclosure" floating around out there.  Especially as it relates to Georgia Real Estate. 

Foreclosure - technically is the term for what happens at the court house.  The home is "foreclosed."   This legal process in Georgia transfers ownership from the current owner or holder of the warranty deed to the entity that holds the security deed.   

At the court house, you can bid on homes that are going through the foreclosure process.  You must pay that day and with cash and it only happens the first Tuesday of the month.

But what

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Why Days On Market Are More Important To Home Sellers

Home Pricing Guide

After studying 8 in demand cities located in Georgia's rising suburban towns, it became very obvious that there were statistical trends that almost all home buyers were likely not conscious of, and thus needed a Home Pricing Guide. Just for the record, we reviewed the most recent 6 months of information in 2011. Each data set had between 120 homes and 500 homes that had sold.

Updated 2015 - note that average days on market is less then 30 days it's impossible to do a study like this.  However, as homes exceed this 30 day trend it's even more pronounced in 2015 then it was in 2011. 

Days On Market Real Estate

Why Getting It Gone in 30 Days Matters

Many of the home sellers we've talked to

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